Renovation Mortgage Loan

Finance the Home You Want, Not Just the One You Find

A renovation loan lets you combine the cost of buying a home and the cost of improvements into a single mortgage. It’s a smart way to customize a property to fit your vision, whether you’re buying a fixer-upper or updating your current home.

What You Need to Know..

  • Combines purchase + renovation costs into one loan.

  • Available through FHA, Conventional, and even Jumbo programs.

  • Covers everything from cosmetic updates to major repairs.

  • Works for primary residences, and in some cases, second homes or investment properties.

The Highlights..

  • One loan, one monthly payment.

  • Upgrade and personalize your home from the start.

  • Can increase your home’s value while creating the space you want.

  • Flexible options to fit a variety of renovation goals.

FAQ – Quick Answers..

  • Do I have to buy a fixer-upper?
    No — you can also use this loan to renovate your current home.

  • What types of projects qualify?
    Kitchen remodels, bathroom upgrades, flooring, roofs, additions, and more (depending on program).

  • Is it complicated?
    The process includes renovation planning and contractor bids, but I’ll walk you through every step..