Reverse Mortgage Loan

Turn Home Equity into Retirement Flexibility

A reverse mortgage lets homeowners 62+ access their home’s equity without selling or moving. Instead of monthly payments, the loan is repaid later — usually when the home is sold. It’s a way to free up funds for retirement, healthcare, or travel while continuing to live in the home you love.

What You Need to Know..

  • Available to homeowners 62+.

  • No monthly mortgage payments required (you must still pay taxes, insurance, and upkeep).

  • The loan is typically repaid when the home is sold or no longer your primary residence.

  • Can provide funds as a lump sum, line of credit, or monthly payments.

The Highlights..

  • Stay in your home while accessing its value.

  • Flexibility in how you receive funds.

  • No need to sell or move to use your equity.

  • Can ease retirement expenses or free up cash flow.

FAQ – Quick Answers..

  • Do I give up ownership of my home?
    No — you remain the owner. You must continue to maintain the home and keep up with taxes and insurance.

  • When does the loan get repaid?
    Typically when you sell your home, move out, or in the event of your passing.

  • Is a reverse mortgage right for everyone?
    Not always. It depends on your financial goals. I’ll walk you through the pros and cons so you can make an informed choice.